Homes For Sale $400,000 - $500,000

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The range where water enters the picture, and where the beach becomes a golf cart ride instead of a drive.

Between $400,000 and $500,000 the Myrtle Beach market opens up in a way it does not below. This is where lake and waterway communities start, where a home within a golf cart ride of the sand becomes possible, and where you can still buy half an acre with no association at all. It is also the range with the widest spread in what you pay every month.

What $400,000 to $500,000 Buys in Myrtle Beach

These are the kinds of homes that list in this range, from Little River in the north down to Pawleys Island. They show the spread rather than setting a price for any particular home.

Within a golf cart ride of the beach A four bedroom of about 1,780 square feet in Cherry Grove Cottages in North Myrtle Beach with a $30 monthly fee, and a 1990s home of about 1,790 square feet a short ride down the causeway at Pawleys Island.
Size inland Four and five bedroom homes of 2,700 to 3,200 square feet in Carolina Forest communities like The Farm, Berkshire Forest and Bella Vita, several on lake or pond lots.
Intracoastal Waterway communities New construction in Little River with a community boat dock, and a newly built home with a private kayak launch.
Guard gated Tidewater Plantation in North Myrtle Beach, where a smaller home comes with waterway, marsh and golf views and an oceanfront cabana. The fee runs over $500 a month.
Land with no association New homes on more than half an acre in Longs and Conway with no HOA at all.
Older and larger A 1960s all brick colonial of about 3,900 square feet inside Conway city limits, the largest home in this range and one of the oldest.

Inventory changes daily and prices move with the market, so call me for what is available now.

Where Water Starts in This Price Range

Below $400,000 a water view usually means a retention pond. In this range it starts meaning something else.

Lake Lots

Lake front homes in Carolina Forest communities like The Farm and Berkshire Forest.

The Waterway

New construction in Intracoastal Waterway communities, some with a community boat dock or a kayak launch.

Marsh and Golf

Guard gated communities at the north end with waterway, marsh and golf views together.

What water costs you here is square footage. The homes with the best water position in this range are generally smaller than the inland homes at the same price, and they usually carry a higher association fee to go with the amenities that come attached.

HOA Fees Between $400,000 and $500,000

This band has the widest spread in monthly cost of any price range on the site. Listings here carry fees from about $30 a month to over $500, and some carry none at all.

At the bottom sits a home on half an acre with no association, where the mortgage is the payment. Near $30 a month sits a small community that maintains little more than the common areas. At the top sits a guard gated community with an oceanfront cabana, a golf course and a manned entrance, at over $500 a month.

Over ten years, the difference between a $30 fee and a $500 fee is larger than the price gap between most of the homes on this page. That makes the fee worth understanding before you compare the houses themselves, and worth asking what it actually covers, since a high fee that includes a gate, a cabana and course access is a different thing from a high fee that covers a sign and a pool.

Let Me Be Your Guide

Certified Luxury Home Marketing Specialist | Ashley DeLong, Realtor

Buyers in this range are usually deciding between three things: more house inland, a shorter trip to the beach, or a lot on the water. It is rare to get more than one of them at this price, and knowing which matters most makes the search far shorter.

The other thing worth settling early is the monthly number. Two homes here at the same price can differ by $500 a month in fees, which is the same as a difference of tens of thousands of dollars in purchase price.

For more information about Myrtle Beach homes for sale between $400,000 and $500,000 or to schedule a showing please call or text Ashley DeLong, REALTOR® at (843) 685-3191 today!

Looking at a different budget? Every price range is listed on my Myrtle Beach homes for sale by price page.

Frequently Asked Questions

What can you buy for $400,000 to $500,000 in Myrtle Beach?

A four or five bedroom home of 2,700 to 3,200 square feet in Carolina Forest, a smaller home within a golf cart ride of the beach in Cherry Grove or at Pawleys Island, new construction in an Intracoastal Waterway community, or a new home on more than half an acre with no HOA in Longs or Conway.

Can you buy a home near the beach for under $500,000?

Yes, within a golf cart ride of it. Expect roughly 1,700 to 1,800 square feet rather than the 3,000 or more the same money buys inland. True oceanfront starts well above this range.

Can you get a home on the water in this price range?

Yes. Lake and pond front lots turn up in Carolina Forest communities, and new construction lists in Intracoastal Waterway communities in Little River, some with a community boat dock or a kayak launch. Expect a smaller home than an inland one at the same price.

Are there gated communities between $400,000 and $500,000?

Yes, including guard gated ones. Tidewater Plantation in North Myrtle Beach lists homes in this range with waterway, marsh and golf views and an oceanfront cabana, though the association fee there runs over $500 a month.

Can you buy land or a larger lot in this price range?

Yes. New homes on more than half an acre list in Longs and Conway with no association at all, which is considerably more land than the amenity communities offer at the same price.

What are HOA fees like between $400,000 and $500,000?

They vary more here than in any other range, from no association at all, through small communities around $30 a month, up to guard gated communities over $500. Ask what the fee covers before comparing two homes on price alone.

Let's work together.

Shopping between $400,000 and $500,000? Ashley DeLong can tell you where that budget buys water, where it buys space, and what each one costs every month.

Contact Me! Call Ashley